Tag Archives: Christmas

Leveraging Your Money

Today is Black Friday, the day after Thanksgiving, which marks the unofficial beginning of the Christmas season. All day yesterday, while I was enjoying my family’s Thanksgiving celebration, my phone kept beeping with an endless stream of e-mails beaconing me to buy online now so I could save huge amounts of money. It seems every retailer and benevolent organization is aimed at extracting funds from me in light of the generosity this season elicits. In response, I’ve made this the only time of the year I teach about money. Why? Because we all want to give and spend wisely. So, here is my plea: give cheerfully and generously as your heart leads, and remember to leverage your money for you and your family’s future instead of foolishly spending it.

God’s perfect will for all of us is partially revealed in three key verses:

  • John 10:10 where Jesus said, “The thief’s purpose is to steal and kill and destroy. My purpose is to give them a rich and satisfying life”,
  • 2 Corinthians 8:9 where Paul writes, “You know the generous grace of our Lord Jesus Christ. Though he was rich, yet for your sakes he became poor, so that by his poverty he could make you rich, and,
  • 2 Corinthians 9:8 where he also writes, “And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others.”

These and other powerful Scriptures reveal God’s will for us, but I’m always reluctant to teach them because others abuse them. Paul addresses our response to abusive leaders when he writes, “After all, you think you are so wise, but you enjoy putting up with fools! You put up with it when someone enslaves you, takes everything you have, takes advantage of you, takes control of everything, and slaps you in the face.” But since God’s Word is true, I realize I shouldn’t allow those who misuse these Scriptures keep me from encouraging fellow believers to be blessed by obeying them.

So I met with a group of businessmen from our church and we reviewed the Scriptures relating to this subject, (see Deuteronomy 28:12, Malachi 3:8-12, Matthew 6:24, 23:23, and 25:29, Luke 6:38 and 16:10-12, John 10:10, Acts 20:35b, Galatians 6:7, 2 Corinthians 9: 6-11a and 11: 19-20, Hebrews 7, 2 Timothy 2:20-21). Then I asked them how, from their experience, God blessed them and others they’ve known who are givers.

As you might imagine, the men gave me a long list of ways God has multiplied their giving through the years. Three ideas stood out to me as they spoke:

  1. Tithers become increasingly responsible. The highest earners in the world are paid well because they are reliable. They have safe hands and can be trusted to get the job done. They are stable, dependable, and faithful to complete tasks. People who are responsible are obviously positioned to earn more than those who are irresponsible.
  2. Tithers develop marketable skills. When God wants tasks done here on earth, he calls on people who are capable of doing them. God inspires givers, they said, with a desire to do quality work, and with the desire to learn and improve their skills. People who are competent earn more than the inept.
  3. Tithers develop social skills. These men reported to me that through the years they have observed that when people give to their local church, their social skills improve. It’s an interesting observation, but they said when people consistently invest in their local church, the group dynamic they are investing in gives them motivation to improve their manners. And of course, a person with manners has an advantage over the one who is socially unacceptable. Thus the giver who has developed social skills has greater earning potential.

These men also described supernatural favor with others in key positions, how God gives opportunities to givers, and the flow of good ideas that are evident in givers, all naturally resulting in increased income. I gathered from their discussion that God is very pragmatic in the ways he blesses those who give.

So my conclusion: If every one of us would tithe 10% to our local churches in response to biblical principles, invest 10% of our income in financial investments, improving our skills, or earning a marketable education, and then live on the 80% that’s left, we would leverage our funds so well that, relatively quickly, our investments would produce more income than our labor, and we would have “ . . . everything we need and plenty left over to share with others.”

(If you would like more on this subject, you can order my booklet, “Serve God, Uses Money” on Amazon.com)

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